A systematic approach puts you on top of risk
Co-pilot offers a full range of credit risk management tools - from group wide process management to online analytics to support in-house risk modelling. Use of these tools can help you access 
enhanced receivables funding.
Process management - Limit Manager
When a company has a large number of customers, and/or multiple ledgers, credit management faces many challenges:
- ensuring effective compliance
- ensuring effective reporting (often across diverse accounting systems)
- ensuring that rule sets are in place and followed
- finding the most efficient way to manage processes
- keeping on top of change within the risk population
- buying and managing information
- controlling costs
Limit Manager addresses these issues
- It provides a revolutionary way of achieving and demonstrating systematic processes in credit decisioning across individual or multiple ledgers.
- With its unique web platform Limit Manager is an operational credit management tool which provides complete visibility and audit trails of your own credit rule sets.
- Its sophisticated scoring models enable you to utilise your own trading experience to drive trade credit decisions, combine your data with third party information data, and to permit management decisions/overrides - all with a clear audit trail.
- Limit Manager provides you with graphic management information including risk aggregation, risk segmentation and clear warnings where credit limits are exceeded - this can be seen by several different analyses and at all levels - you can drill down from group overview through your ledger hierarchy to individual customer record.
- It is a powerful and inexpensive tool which can enable more efficient purchase of third party data, making whole portfolio credit monitoring more affordable.
Because these solutions are web-based they do not entail a major systems implementation or Cap ex
In the current economic climate, many companies believe that they should not rely solely on the status agency or credit insurer assessment of their key risks. Company Watch, with its proprietary measure the H-Score®, provides a unique interactive analytical tool that not only reveals how strong or weak a company is, it tells you why. It will quickly identify the high proportion of companies that do not require further attention, allowing the user to focus all his/her time on the small proportion of companies that do. For those, the graphical presentation with its Three Step Evaluation Process provides the user with a rapid appreciation of any company’s strengths and weaknesses and their trends over the past 5 years allowing him/her to make the best possible business decision.
Company Watch is powerful, user friendly and very fast.
It can save the user a considerable amount of time and helps avoidance of bad debts by providing early identification of companies that may be vulnerable to future financial stress.
Above all, its reliability helps the Credit Manager achieve his/her aim of maximising profitable sales.
With a constantly updated company database of over 1.8 million companies, immediate in-depth Financial Health Profiles are available for the majority of quoted companies across the world and virtually any UK company, quoted or private.
