Invoice Finance Efficiency


The Challenge

We face a prolonged era of supply chain disruption, in the midst of which Invoice Funding Providers (IFPs) want to support their customers with maximized debtor funding.  Reliance upon historic financial information will no longer be enough, this needs to be enhanced with real-time risk insight see Co-pilot’s Three Pillars of Credit Risk Management  This is not helped by the fact that technology has sometimes been a thorny issue for the industry and outcomes have not always been successful see case studies

The Solution

Co-pilot provides tools, techniques and technology that enable IFPs  to manage credit risk management processes and their Trade Credit Insurance (TCI) in one place. and in real time.  We can build and structure this with new technology, or by helping you make better use of what you already have. This has several advantages:

  • Systematic compliance can be embedded to support TCI used for Non-Recourse Business
  • Digital Collaboration provides opportunities better to support Recourse business where there is reliance upon client’s TCI
  • In Digital Collaboration with your TCI broker, cover shortfalls can be identified in real time and action taken (e.g. Top-up) to every participant’s mutual benefit (Client, Broker, Funder)
  • Multiple underwriters, or changes to underwriter can be accommodated without having to change system
  • New or increased credit limits can be in place before they are needed, enhancing revenue and customer satisfaction.  We have a number of techniques available to help you do this

Why Co-pilot?

  • Our knowledge and experience of which platform vendors to use see case studies.
  • Our unique-to-Co-pilot portfolio of data sources, tools and techniques which can be blended in to maximise efficiency and outputs.
  • Our knowledge, experience and reputation in the Corporate, Trade Credit Insurance and Invoice Finance Markets
  • Our “Digital Collaboration” solution which can be tailored to bring significant benefits to all parties (client, credit insurance broker and funder).
  • The unique combination of our experience of Credit Risk Management Best Practice together with our experience of Credit Risk Management Tools and Technology can be of value to Invoice Finance Providers at both ends of the Traditional/Fintech spectrum.

Let's have a chat - call the team on +44 20 7813 2182

Latest News

The Crucial Role of Data in Credit Risk Management

In the dynamic world of credit risk management, data is the lifeblood that drives decision-making. From assessing a buyer's creditworthiness to predicting future payment behaviours, the reliance on comprehensive and accurate data cannot be overstated. In this digital...

Stay Ahead of Risk with Dynamic Scorecards: The Cornerstone of Proactive Credit Management

In the intricate ballet of credit management, your scorecards are your most trusted dancers. They move to the rhythm of financial ebbs and flows, respond to the beat of market dynamics, and perform under the spotlight of regulatory scrutiny. But what happens when the...

Case Study: Top 5 Global Advertising Agency Supported by Co-pilot

Case Study: Top 5 Global Advertising Agency looking to better manage credit risk, credit insurance arrangements and to improve efficiency. We were recommended to this company by another of our clients and we were able to meet up and discuss the challenges: Issues...

Efficient management of large credit insurance programmes – the happy client, the happy broker, the happy underwriter.

Many brokers consider the biggest threat to their business to be self-insurance. Insured clients can be driven in that direction through dissatisfaction with a number of key factors:  The Credit Limit Service — this can be limits available, but it can also be about...


Our job is to advise clients about credit management technology and best practice. We are independent and we have been doing it for a long time. The key issue is that through experience we know what works, and we also know what doesn’t work. This means that our...


Co-pilot was delighted to speak at the recent AICDP webinar on Automating Credit Risk Management Processes along with Wilm Schweer from SHS Viveon & Shaun Rees of VF Corporation. This was a short, sharp, high-level presentation with interactive questions from the...


Artificial Intelligence and Machine Learning (AI/ML) are current buzzwords and many companies are now investigating the possibilities across various business functions. These technologies can have significant impact upon the performance of credit management but it is...


Our contacts at Baker Ing have produced a detailed look at Force Majeure which is available to download from their website - a worthy read in these current times. Download your copy by clicking the image below:
“We had a complex trade finance platform requirement.  Co-pilot took us and the eventual vendor through a thorough process to ensure that we had the right vendor partner and a solution that would support our business.  It has worked well and Co-pilot continues to support us.”

Alexia Parmentier – Global Head, Euler Hermes XoL